Watch the video above to discover the top 5 reasons to sell your house now.  Please feel free to share this video with your clients, family and friends. 

This book has been my favorite read in 2012. If you are self-employed or are a manager, I highly, highly recommend it. Dave Ramsey lays out his playbook for his business success over the past 20+ years. From hiring to firing and how to build a strong culture, Dave covers it all. Please get this one and read it.
Travis

1. Supply is shrinking
2. Price increases are on the rise
3. Rents are skyrocketing
4. Interest rates are projected to rise
5. Buy low, sell high

If you are a buyer, seller, or someone looking to refinance your home, you need to get the pre-foreclosure list in your area. Go to www.zillow.com and register for free. You can filter the home searches and check out the pre-foreclosure list to see how homes around you are doing. This can tell you when you need to sell, hold out to buy, or when to refinance to get the most equity out of your home.

Too often, buyers change their financial picture or their credit profile before closing and make things difficult. Something simple like selling a previous home or buying a car with the same payment as the old can drastically change the outcome of a loan approval. It’s crucial to keep communicating with your lender to let them know if you plan to make any changes. A lot of stress can be avoided if each scenario is talked out and accounted for.

Too often we get stuck in the rut of every day work. We get stuck in working ‘IN’ our business rather than ‘ON’ our business. It’s important, especially if you own your own company or are in sales, to take the time to work ‘ON’ your business to stay focused. This time can be used to re-focus and re-visit your goals and marketing strategies. Take the time to work ‘ON’ your business can make all the difference for when you work ‘IN’ your business.

Today, more than ever, we need each other to grow in our lives.  We can’t do it alone…and who would want to?  I have 3 accountability partners in my life…one for spiritual growth, one for business growth, and one for health (not trying to grow outward anymore…).  Who are you accountable to?

FHA will raise the up-front mortgage insurance premiums to 1.75% and the monthly mortgage insurance premium to 1.25% starting April 1, 2012. This stinks.
The government is hitting up the home buyer to cover the payroll tax extension that was passed last year. This is a direct increase of 10 basis points in the borrower’s mortgage payment and has the effect of a 10 basis point increase in interest rates. If you are a buyer on the fence…don’t wait for these costs and rates to go up.

The ‘robo-signing’ chaos may be coming to a head.  The National Mortgage Settlement was approved by the Federal Government and 49 states for $26 Billion.  The majority of this money is supposed to go directly to borrowers through foreclosure relief effort options, including principle reduction for qualifying borrower, short sales, anti-blight measures, and enhanced homeowner transition programs. 

Foreclosures will now be processed by lenders that have been holding on to them to wait how the Settlement played out.  To find out how these foreclosures will affect your area, please attend this FREE Seminar below

Free Seminar here

According to the great people over at KCM (keeping current matters), there are 3 strong reasons why deals don’t close

1. appraisal issues
2. lack of transparency
3. bad pre-approval letters (no reason for this one…if you have a good loan officer)