Top 3 Tips For First Time Homebuyers

by traviss on August 24, 2016


  1. Find out what’s on your credit.  Take the time to explore your credit report before you fall in love with a house and make a loan application.  There could be items on the report that are not accurate and may hinder your purchase power.  Most of the time, the items can be easily fixed.
  2. Lock on the payment, not the interest rate.  Too many times buyers stress out over obtaining the lowest rate possible.  There will always be someone out there offering a lower rate or lower cost.  The best thing to do is to lock once the monthly payment is comfortable to you and your budget.  By doing this, you take the stress off your plate about getting the “lowest rate out there.”
  3. Find the best loan program for YOU….not your parents, your friends who previously bought a home…but for YOU.  There are several programs that offer little to no down payment…find out what they are and take advantage of them.


Rates aren’t likely to come back down

by traviss on April 1, 2014

According to Freddie Mac, interest rates aren’t likely to come back down to where they were in recent years. We all know that mortgage interest rates have been extrememly low for some time. Some experts predict that rates will be above 6% by the year’s end or into next year. This may come as a shock to some, but to others, it’s no big deal.  Looking back at where rates have been, 6.5% is a really good rate.  It’s all about perception.  Click here to read Freddie’s post on this…


Home Sales Are Up

by traviss on December 3, 2013

According to the Existing Home Sales Report published by the National Association of Realtors, home sales are up 6% from this time last year. Also, 14,027 homes sell every day!


When will rates hit 5%?

by traviss on November 26, 2013


There’s been a lot of talk about when rates will rise.  We’ve actually already begun to see it over the last couple of months.  The Fed has been pumping in money to buy up mortgage bonds to keep rates down to stimulate the housing recovery.  As of last week, the Fed announced that they will taper off their buying of mortgage bonds which will result in a rate increase.  We have to start paying back the trillions that we owe somehow…

According to the chief economist of Freddie Mac, mortgage rates will hit 5% sometime before the end of 2014.  This could hurt the affordability of some buyer who are on the edge with qualifying for a monthly payment.  It’s important to get them into a house before the rate increase happens any more. 

If you are an agent, forward this to your buyers who are on the fence…it may be enough to push them off.


Done By Noon

by traviss on September 4, 2013

Today’s video is about what you can accomplish each day by Noon. For many in sales, prospecting is the most challenging aspect of our business…yet, it’s the most important. Without new prospecting, we won’t grow our sales businesses. Try to knock out your prospecting first thing and get all of it done by noon. Then, you have won the day!


Top 5 Reasons To Sell Now

by traviss on January 29, 2013


Watch the video above to discover the top 5 reasons to sell your house now.  Please feel free to share this video with your clients, family and friends. 


EntreLeadership…a MUST Read

January 16, 2013

This book has been my favorite read in 2012. If you are self-employed or are a manager, I highly, highly recommend it. Dave Ramsey lays out his playbook for his business success over the past 20+ years. From hiring to firing and how to build a strong culture, Dave covers it all. Please get this […]

Read the full article →

5 Reasons To Buy Now Instead of the Spring

December 11, 2012

1. Supply is shrinking 2. Price increases are on the rise 3. Rents are skyrocketing 4. Interest rates are projected to rise 5. Buy low, sell high

Read the full article →

Free Pre-Foreclosure List

November 13, 2012

If you are a buyer, seller, or someone looking to refinance your home, you need to get the pre-foreclosure list in your area. Go to and register for free. You can filter the home searches and check out the pre-foreclosure list to see how homes around you are doing. This can tell you when […]

Read the full article →

Stay Pre-Approved Until Closing

October 30, 2012

Too often, buyers change their financial picture or their credit profile before closing and make things difficult. Something simple like selling a previous home or buying a car with the same payment as the old can drastically change the outcome of a loan approval. It’s crucial to keep communicating with your lender to let them […]

Read the full article →